Insurance companies are some of the largest investors in the world. When you pay the premium for your home, auto, or health policy, that premium is invested in a variety of assets. Our newest video on impact insurance takes a slightly different approach from our previous case studies. In this video, Amy Antczak of Energetic Capital speaks with Brad Stevenson and Nick Gardner of Premiums For The Planet to discuss insurers as asset managers and the potential impact that your policy premium can have when it is directed towards positive climate action.

When you pay a premium to an insurance company, a portion of that money is invested in various securities until it is needed to pay a claim. Premiums for the Planet is a non-profit organization that partners with insurance companies to offer eco-friendly insurance policies that use makes sure that the investments made with your premium dollars are investments that promote environmental sustainability. Premiums for the planet has partnered with organizations such as Burton and Patagonia and they are exploring a consumer offering now.